Link your mobile money wallets and your bank. Pay merchants by QR, send to anyone, and run your shop — all from one platform.
Built for Ghana. Designed for West Africa. One unified platform for every payment need.
Link MTN MoMo and Telecel Cash and move between them without thinking about it. Our routing engine scores every available gateway on live health before it sends, so a payment takes the path most likely to complete — and falls back automatically when one doesn't.
Scan a merchant's GhQR code to pay. Every scanned amount is re-checked against the merchant's own figure before it goes through, so a tampered code is rejected, not charged.
Send money to any PaySynce user or mobile money wallet in seconds. Every transfer lands in your history with a receipt you can share, and a PIN check stands in front of every payment that leaves your account.
Link a Ghanaian bank account alongside your wallets and withdraw to it whenever you like. Payouts are tracked all the way to settlement, so you always know where the money is.
Lost signal mid-payment? The transaction is held on your device and synced the moment you reconnect — validated on arrival, never double-charged.
Earn points on every payment you make. Watch your balance and tier climb as you spend, and check in at a participating shop to earn on the visit itself.
From sign-up to your first transaction — we've made it frictionless.
Sign up with your Ghanaian phone number and confirm the one-time code we text you. Takes under a minute, and your session only starts once the code checks out.
Photograph your Ghana Card and our scanner reads it, cross-checking the details against what you entered. Anything that needs a second look goes to a reviewer. Set up biometrics while you wait.
Connect MTN MoMo, Telecel Cash, or a bank account. Then send money, scan a merchant's QR code, or pay someone across networks — instantly.
PAPSS — the Pan-African Payment & Settlement System — lets money move between African countries in local currencies, with no USD or EUR leg in the middle. We have built PaySynce onto it, and our first corridors open the moment the connection is certified.
From everyday transfers to merchant tools to financial products — PaySynce has you covered.
Accept payments by QR, payment link, or hosted checkout. Then run the shop from the same portal: catalogue and stock, branches and staff, promotions, tax and receipts, settlement reports and reconciliation.
Browse and apply for micro-insurance, Susu-style digital savings, micro-loans, BNPL and treasury bills without leaving the app. PaySynce introduces you to a licensed partner — they provide the product and decide on your application.
Take an advance against the sales you have already made, and repay it automatically as a small share of each settlement. No separate collection, no chasing — the money comes out of takings you were going to receive anyway.
Send money to anyone — across networks and across banks. Delivered straight to a mobile money wallet or a bank account, with every transfer kept in your history and a receipt you can share.
PaySynce is built to the Bank of Ghana's regulatory framework, the AML Act 2020, and the Data Protection Act — so your money and your data are handled the way Ghanaian law expects.
Fingerprint and Face ID login, a lock that closes behind you when the app goes idle, and a transaction PIN proved on the server — not just checked on your phone.
Every payment is scored before it completes — how fast you are spending, how much, from where, and on which device. Anything outside your pattern is flagged for review or blocked outright.
Sensitive customer data is encrypted with AES-256-GCM before it is stored, and every API call is authenticated and rate-limited at the gateway.
Staff see only what their role permits, sensitive actions need two-factor authentication, and every privileged action is written to an audit log that cannot be edited away.
Transactions queued when the network drops and synced on reconnection — validated on arrival, so reliability never costs you accuracy.
The PaySynce app for Android and iOS is in final testing. Taking payments already? The merchant portal is open now.